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3131 N Canal Drive, Palm Harbor, FL 34684

$780,000
  • 3131 N Canal Drive, Palm Harbor, FL 34684 Main Photo

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Active Price Reduced by $10,000 on September 15th, 2026
BEDS4 BATHS4 full SQUARE FEET3,354 MLS#TB8538140
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONLAKE TARPON ESTATES

Property Description

WATERFRONT LIVING ON LAKE TARPON WITH NO HOA! Discover the possibilities in this spacious 3,354-square-foot heated saltwater pool home, ideally situated on a quarter-acre lot in desirable Lake Tarpon Estates. With approximately 100 feet of freshwater canal frontage, direct boating access to Lake Tarpon, and a covered 10,000-pound boat lift accommodating a boat up to approximately 28 feet, this property is designed for those who want to enjoy the Florida waterfront lifestyle.The flexible split-bedroom floor plan offers excellent options for multigenerational living, extended family, guests, or a private home office/retreat. The first-floor in-law suite features its own bedroom, full bathroom, kitchen area, and private entrance, creating a comfortable and independent living space. Upstairs are two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool and outdoor living area.Outdoor living is a true highlight, with more than 1,700 square feet of screened space surrounding the heated saltwater pool and overlooking the tranquil canal. There is plenty of room to entertain, relax poolside, enjoy morning coffee, or take in beautiful Florida sunsets. The waterfront setting provides convenient access to boating, fishing, kayaking, and other water activities, with Lake Tarpon just minutes away by boat.Recent updates include a roof approximately 4 years old, new flooring, updated bathrooms, a Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems.With no HOA, there is flexibility to bring your boat, RV, and water toys. Whether you're looking for a full-time residence, multigenerational home, or private waterfront retreat, this Lake Tarpon Estates property offers space, versatility, and direct access to one of Pinellas County's premier freshwater lakes.

3131 N Canal Drive | MLS# TB8538140

This single family home located at 3131 N Canal Drive, Palm Harbor, FL 34684 is currently listed for sale with an asking price of $780,000. This property was built in 1973 and has 4 bedrooms and 4 full baths with 3354 sq. ft. N Canal Drive is located in the LAKE TARPON ESTATES subdivision. Search LAKE TARPON ESTATES real estate on jeffwright.adamscameron.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2 car attached
Heating: Central
Lot Size: 0.25 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $6,363
Year Built: 1973

Amenities

Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Walk-In Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Lighting
Outdoor Shower
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Storage

Feature Descriptions

Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
Days on Site: 33
Directions: US 19 to Lake Tarpon Drive, North Canal Drive
Exterior: Frame
Fireplace: Living Room, Wood Burning
Fireplace Y/N: Yes
Flood Zone Code: AE
Flooring: Carpet, Luxury Vinyl, Tile
Foundation: Slab
Garage Dimensions: 22x25
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot Dimensions: 0.25
Other Equipment: Private Entrance, Private Yard
Other Structures: Shed(s), Storage
Ownership: Fee Simple
Parking: Circular Driveway, Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Guest, Off Street, Oversized, RV Access/Parking
Parking Notes: Circular Driveway, Driveway, Garage Door Opener, Golf
Patio/Porch: Covered, Deck, Patio, Porch, Rear Porch, Screened
Pets Allowed: Yes
Pool: Auto Cleaner, Heated, In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Supra Lock Box, Appointment Only, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Water Connected
Water: Public
Water Access: Canal - Freshwater, Lake
Water Access Y/N: Yes
Waterfront Features: Canal Front, Boat Port, Boathouse, Lift, Lift - Covered, Seawall - Concrete
Water View: Canal
Windows: Blinds, Drapes, Rods
Zoning: R-3

Room Sizes

Living Room: 20x28
Kitchen: 23x13
Primary Bedroom: 15x18
Bedroom 1: 15x12
Bedroom 2: 12x17
Bedroom 3: 13x12
Office: 14x11

Listed By / Shown By

Listed By

Agency Name: CHARLES RUTENBERG REALTY INC
Agency Contact: 866-580-6402

Shown By

Agent Name: Jeff Wright
Agent Phone: (386) 679-5063 Cell
Agency Title: Adams Cameron & Co. REALTORS

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Estimated Payment

$ 4,909.24 per month $4,151.49 Principal & Interest $530.25 Property Tax $227.50 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/18/2026. The listing information on this page last changed on 09/18/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 09/18/2026 12:03:35 AM EST) or Miami MLS (last updated Thu 09/17/2026 11:59:07 PM EST) or Stellar MLS (last updated Thu 09/17/2026 11:55:23 PM EST) or Daytona MLS (last updated Thu 09/17/2026 11:36:55 PM EST) or Tallahassee MLS (last updated Thu 09/17/2026 10:48:04 PM EST) or Northeast Florida MLS (last updated Thu 09/17/2026 11:59:02 PM EST) or My State MLS (last updated Thu 09/17/2026 11:30:22 PM EST) or Florida Keys MLS (last updated Thu 09/17/2026 8:35:06 PM EST). Real estate listings held by brokerage firms other than Adams Cameron & Co. REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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